About

Janet Schroder is president and founder of Seniors 1^st Resources in Northern Kentucky and Greater Cincinnati. Her 29 years of service, extensive knowledge, experience and passion for working with retirees positions her to educate her clients on creating safe, secure financial solutions in areas such as:

Tax, Income & Risk Approach:

• I specialize in saving my clients hundreds of thousands of dollars in taxes thru the way we allocate assets. After 40 Yr working, saving, growth, nearly 2/3 is just to pay your future tax bill.
• I then use those tax savings to help my clients generate significantly more retirement income.
• And we achieve both these goals while reducing the overall risk in their portfolios.

Macro versus Micro view:

• I specialize in retirement strategies that take a macro approach to reducing taxes.
• You are probably more familiar with a micro approach to taxes, which works to minimize your taxes in a given year or one year at a time.
• Our macro approach is different. Ed Slott says most CPAs miss this approach to IRA taxes. Our goal is to minimize the total taxes you pay over your entire lifetime and retirement.

My Alignment with an actuarial firm with proprietary analysis models:

• I believe in helping my clients make informed decisions about their retirements, and to make an informed decision, my clients must be informed about Optional vs Mandatory Taxes.
• When meeting with a new client, I usually discover that no one has ever analyzed the potential taxes they risk paying too much when retired – and how these taxes will impact their income.
• So, I partner with an actuarial firm that has developed proprietary analysis models.

These models help me evaluate the tax burden building in your current Retirement Approach – and provide options for addressing your tax burden and increasing your income in retirement