Seniors 1st Resources, Inc. serves Northern Kentucky and Greater Cincinnati area. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions and planning that result in financial clarity, security and overall financial health. Making strong commitments to our clients and building life-long relationships are tenets of success at Seniors 1st Resources, Inc.

Seniors 1st Resources, Inc. provides investors custom-tailored strategies to meet short and long-term needs. Our goal at Seniors 1st Resources, Inc. is to help our clients realize their financial dreams by offering creative solutions through an open and transparent process utilizing innovative solutions to achieve financial independence.

We empower you to navigate today’s complex financial world. We customize a plan to fit your individual and family needs, as well as the needs of your small or large business.

Janet Schroder, LUTCF


Janet Schroder is president and founder of Seniors 1st Resources in Northern Kentucky and Greater Cincinnati. Her 29 years of service, extensive knowledge, experience and passion for working with retirees positions her to educate her clients on creating safe, secure financial solutions in areas such as:

-Strategies to grow and increase your income, control taxes, protect principal and gains from ever suffering any market loss

-Strategies to claim higher Social Security, reduce or stop Social Security tax; replace lost spousal Social Security and pensions

-IRA Help. Who should inherit your IRA/401(k)? If you don’t need the money for living expenses? At 70 ½, calculating distributions?

Benefit of doing a Rollover?

-Strategies for estates that are IRA “heavy” & present a greater income task risk to IRA owners and their children

-Strategies to protect income & estates from rising medical costs, insurance premiums and long-term care.

Janet believes family and health care are two things you can’t put a price on but that you would probably do anything to protect.

Where does the government get its money? Will taxes go up? Could your government benefits be reduced? Does the government change IRA/401(k) rules to meet its needs? Will you plan or just suffer the consequences of the government’s plan?